Medical Emergency Fund Initiative
The Medical Emergency Fund is a community-driven initiative that collects ₹20 per month per person to create a pool of funds. This fund is used to provide financial assistance during medical emergencies like accidents, hospitalizations, or critical treatments.
Step 1: People subscribe by contributing ₹20 per month.
Step 2: The contributions are pooled into a central fund.
Step 3: In case of a medical emergency, subscribers can apply for financial assistance from this fund.
Anyone can join the initiative by contributing ₹20 per month. It is open to individuals, families, and communities. There are no restrictions based on age, profession, or location.
Through our website’s Join US section.
The collected funds are strictly used for medical emergencies of the subscribers. The fund is disbursed based on a verification process to ensure it reaches those who genuinely need it. Detailed transaction records are maintained and available for review.
Initially, the fund covers only accidental emergencies. In the future, as funds accumulate, coverage may expand to include:
– Hospitalizations
– Critical illnesses requiring immediate treatment
– Emergency surgeries
– Severe injuries
– Life-threatening conditions requiring urgent medical care
No, pre-existing treatments are not covered. The fund is intended only for sudden and unexpected medical emergencies.
The amount of assistance will depend on the available fund balance and the severity of the emergency. Each subscriber is entitled to avail up to 20 times the total average yearly amount they have contributed. However, in special cases, assistance may exceed this limit based on fund availability and management discretion.
Each case will be evaluated based on urgency and need. There is no pre-set limit, but funds are distributed fairly to ensure help is available for multiple emergencies.
In case of a medical emergency:
Step 1: Contact us through the website or our designated 24/7 helpline number.
Step 2: Provide necessary medical documents, bills, and verification details.
Step 3: Our team will review your case and disburse funds as quickly as possible after approval.
No, this is not an insurance policy. It is a community-driven initiative where members contribute a small amount to help each other in times of need. There are no premiums, claim processes, or guaranteed payouts like insurance policies.
Yes, you can choose to stop contributing at any time. However, you will no longer be eligible for financial assistance once you stop your contributions. If you re-join later, a waiting period may apply.
We believe in complete transparency. Regular updates on fund usage will be shared in our WhatsApp group and Mobile App. A committee of trusted members will oversee fund disbursements and audits will be conducted periodically.
Yes, you can contribute more if you wish to support the initiative further. However, the minimum contribution is ₹20 per month. Larger contributions can help increase the fund pool and provide better assistance to members.
Each request is reviewed thoroughly. If your request is denied, it is usually because it does not meet the emergency criteria or the supporting documents were insufficient. You can appeal the decision by submitting additional documents or clarifications.
No, the fund is strictly for subscribers who have contributed regularly. Non-members are not eligible for assistance. However, in exceptional humanitarian cases, the trust may exercise discretion to assist non-members.
In the event of multiple emergencies, funds will be distributed based on the severity and urgency of each case. The committee will ensure that assistance is provided fairly and transparently.
If there are no emergencies for an extended period, the surplus funds can be:
In the unlikely event that the initiative is dissolved, any remaining funds will be donated to a public health cause or a registered charitable organization after consultation with executive committee.
Yes, businesses and organizations can contribute to support the initiative. Corporate partnerships or CSR contributions are welcome. Interested organizations can contact us directly for details.
You can help by:
If you face any issues with payment or communication, you can contact the support team through the helpline. We are committed to resolving any concerns promptly.
No, contributions are pooled to help the community. Since this is not an insurance scheme, individual refunds are not possible. Your contributions help others in need and ensure support is available for you when required.
Missing a single payment will not automatically disqualify you, but you are encouraged to make timely contributions to ensure uninterrupted eligibility. Continuous non-payment for more than one month may result in removal from the membership list.
Yes, you can nominate a family member or dependent at the time of registration. The nominee can request assistance on your behalf in your absence.
Yes, a minimum waiting period of 90 days may apply before you can apply for assistance. This prevents misuse and ensures fund stability.